Facts About Life Insurance

Why to use a Fee-Only Life Insurance Advisor--and not an agent--to help you find the right life insurance products for your needs.

Reasons to use a Fee-Only Life Insurance Advisor
Guarantees For Less

A retired executive's lawyer suggested he acquire life insurance for estate liquidity, and introduced the executive to a life insurance agent.  

The agent recommended a guaranteed premium policy for the client that provided a no-lapse guarantee.  But when the executive found he couldn't clearly understand the policy language, he hired a Fee-Only Life Insurance Advisor.

The Fee-Only Advisor analyzed the policy and discovered the client could pay a premium that was 10% of what had been proposed by the agent, and still maintain lifetime guarantees.  Though, as the advisor told his client, this would require higher premiums later, the client preferred to invest those immediate six-figure annual premium savings in his very successful portfolio.