Facts About Life Insurance

Why to use a Fee-Only Life Insurance Advisor--and not an agent--to help you find the right life insurance products for your needs.

Reasons to use a Fee-Only Life Insurance Advisor
The Right Medicine

A doctor and his wife needed enough life insurance to replace their income to support their young children.  An agent had sold them each $500,000 of cash value insurance and was attempting to sell more.  Luckily, the doctor's wife asked for a second opinion--from a Fee-Only Life Insurance Advisor.  

His diagnosis and prescribed treatment?  Over $4 million for the doctor and $1 million for his wife--but with 20-year term policies that had lower premiums than they were paying for the $1,000,000 of cash value insurance.